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Credit Card Terminologies That You Need To Know
Credit cards have become part of our financial lives. The amount of financial freedom offered to us by the credit card cannot be matched. From helping us meet emergency costs to funding working capital needs, we no longer can’t live without them. Despite all these great advantages they offer, credit cards come at a cost. One that could be very punitive if not well managed. Understanding the product is key in managing these costs. In my research, I have realized that the majority of card users don’t understand the product they happily consume. This article will give an in-depth view on the common credit card terminologies. Understanding them helps maximize…
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Money Lessons I have Learnt The Hard Way
Money lessons are one of the most important lessons anyone needs today. Money is a commodity that can be very hard to master. It is a measure of output and a reward for work done. We spend our lifetimes searching for it and yet many of us never understand the rules of the “money game”. In a world divided between the rich and the poor, it goes a long way to show that a big part of our lives is all about money. The ability to live a quality life is arguably directly proportional to the amount of money you have. This makes it important to understand how money works…
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5 Money Saving Apps That You Need
Money-saving apps have become one of the most important apps people need today. Setting aside some money every time we make an income has always been a challenge for many of us. Income can be in form of wages, salary, profits, or rewards. When we set money aside for future purposes or emergencies, we are performing a very crucial act called saving. It is critical to have some money put aside in case of an unexpected emergency or just for spending with ease in the future (maybe that luxury cruise you’ve been dreaming of ?). Savings come in quite handy when unforeseen events, such as losing your job, occur. Having…